Dollar Car Rental UAE | Rent a car Dubai & Airport Terminals

Benefits of Car Rental Insurance

Car rental insurance provides coverage for damages or losses that may occur to the rental vehicle during the rental period. Here are some benefits of car rental insurance:

● Protection against damage or loss: Car rental insurance provides protection against damage or loss to the rental car, which can save you a lot of money in repair or replacement costs.

● Liability coverage: Car rental insurance typically includes liability coverage, which protects you from the financial consequences of any damage or injuries you may cause to other people or their property while driving the rental car.

● Coverage for non-collision events: Car rental insurance can also cover non-collision events such as theft, vandalism, or weather-related damage.

● Convenience: Rental car insurance is usually available directly from the rental car company, making it easy to purchase and ensuring that you have coverage during your rental period.

● Peace of mind: By having car rental insurance, you can enjoy peace of mind knowing that you are covered in the event of any unforeseen circumstances that may occur while driving the rental car.

How Does Rental Car Insurance Work?

Rental car insurance is completely different from personal car insurance.
Regular car insurance provides straightforward benefits and coverage, which vary based on the rental company and geographic location.
The following are the standard types of coverage offered in rental car insurance.

1. Collision Damage Waiver (CDW)
A Collision Damage Waiver protects you against any damage to your vehicle.
Under CDW, windshields, tires, batteries, interiors, engines, and gearboxes are not covered; only bodywork is covered.
Damages to the car due to aggressive driving or driving under the influence of alcohol are not covered by the insurance policy.

2. Theft Protection
Insurance for car rentals often includes theft protection, which can save you money in the event that the car you rented is stolen.
In addition, it covers damages to the car if anyone attempts to steal it.

3. Third-Party Liability
The third-party liability coverage you get with rental car insurance covers damages to property and life caused by the third party.
However, if you are observed breaking the law in such situations, then this coverage will not apply.

Additional Car Rental Insurance Coverage

When you rent a car, you are responsible for damages caused to the vehicle, so it’s important to consider car hire insurance coverage.
With rental car insurance, damage, theft, and harm to third-party property are usually covered (or available for an additional fee).

The following are additional benefits of rental car insurance.

➔ Super Collision Damage Waiver (SCDW)
The Collision Damage Waiver (CDW) covers damages to a rental car’s bodywork, while the Super Collision Damage Waiver (SCDW) covers numerous extra components of the vehicle. If your rental car is severely damaged, SCDW offers you peace of mind.

➔ Personal Accident Insurance (PAI)
Personal Accident Insurance coverage will pay out the costs of medical treatment incurred if you or any occupants of the rented automobile are injured.

➔ Uninsured Motorist Protection (UMP)
If you are in an accident and the other driver does not have insurance, Uninsured Motorist Protection will cover any damages or medical expenses related to your injuries.

➔ Supplemental Liability Insurance (SLI)
Supplemental Liability Insurance will increase the maximum amount of money a legally-responsible third party must pay.

➔ Roadside Assistance Cover (RSA)
Roadside Assistance will come in handy if your rental car breaks down. If the car runs out of fuel, suffers a puncture, or breaks down entirely, somebody will assist you.

➔ Full Protection
Full Protection is the union of all the coverages mentioned above. It covers damage/theft, RSA fees, and different charges associated with processing claims – all in one package.

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